Tampa Bay (7-9) brings a four-game losing streak into a matchup with Carolina (8-8) on Saturday, January 3, 2026 at Raymond James Stadium. The Buccaneers are listed as favorites in this one, with the spread sitting at 3 points. The over/under in the contest is set at 43.5 points.

The Buccaneers lost to the Miami Dolphins, 20-17, in their last contest.

Against the Dolphins, Baker Mayfield completed 33 of 44 attempts for 346 yards, with two touchdowns and two interceptions, for the Bucs.

The Panthers lost to the Seattle Seahawks, 27-10, in their most recent contest.

Buccaneers vs Panthers betting information

NFL odds courtesy of BetMGM Sportsbook. Odds updated Friday at 6:03 p.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.

Spread favorite: Tampa Bay (-3)Moneyline: Tampa Bay (-153), Carolina (+129)Total: 43.5 pointsBuccaneers betting insightsTampa Bay has one win against the spread, and is 3-4 overall, at home this season.The Buccaneers are 5-11-0 against the spread this season.Tampa Bay has one win ATS (1-4) as 3-point favorites or more at home.In games they have played as 3-point favorites or more, the Buccaneers have an ATS record of 2-6.In six of seven home games this season, Tampa Bay has gone over the total.Buccaneers games have gone over the total eight times this season.Buccaneers leadersMayfield: 3,490 PASS YDS / 218.1 YPG / 62.8% / 25 TD / 10 INT / 51 CAR / 351 RUSH YDS / 1 TDRachaad White: 125 CAR / 549 YDS / 34.3 YPG / 4 TD / 38 REC / 200 YDS / 12.5 YPG / 0 TDBucky Irving: 147 CAR / 503 YDS / 55.9 YPG / 1 TD / 29 REC / 264 YDS / 29.3 YPG / 3 TDEmeka Egbuka: 62 REC / 930 YDS / 58.1 YPG / 6 TDCade Otton: 52 REC / 478 YDS / 34.1 YPG / 0 TDSterling Shepard: 39 REC / 371 YDS / 28.5 YPG / 1 TDBuccaneers vs Panthers game infoDate: Saturday, January 3, 2026Time: 4:30 p.m. ETCity: Tampa, FloridaVenue: Raymond James StadiumTV channel: ABC/ESPNLive stream: Watch on Fubo (Regional restrictions may apply)

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